Effective Date: June 2, 2026
Last Updated: June 2, 2026

 

These Terms of Service (“Terms”) govern your access to and use of the Property-Lok(TM) platform (“Service”) provided by Horizons Of Liberty, LLC., DBA Property-Lok (“Property-Lok,” “we,” “us,” or “our”). By using the Service, you agree to these Terms.

1. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Service. By accessing or using the Service, you represent and warrant that you meet this requirement and have the legal capacity to enter into these Terms.

2. Nature of the Service

Property-Lok provides a platform that enables users to submit and search property-related information for the purpose of assisting in identifying potential matches related to lost, found, or questionable merchantability of personal property, pets, and animals.

We are not:

• A law enforcement agency
• An escrow service
• A broker, agent, or insurer
• A verifier of ownership or identity

We provide tools for matching information only.

3. User Responsibilities

You agree to:

• Provide accurate and truthful information
• Only submit property you have a lawful right to report 
• Comply with all applicable laws 
• Exercise caution when interacting with other users

You acknowledge and agree that:

• All listings and user content are unverified
• You are solely responsible for verifying ownership, identity, and legitimacy
• Any interaction, exchange, or transaction is conducted entirely at your own risk

4. User Content

You retain ownership of content you submit but grant Property-Lok a license to: 

• Use, host, and display content to operate the Service
• Process and share content as necessary for matching

You represent and warrant that:

• You have all necessary rights to submit the content
• Your content does not violate any law or third-party rights

We reserve the right (but not the obligation) to remove or restrict content at our sole discretion.

5. No Ownership Verification 

Property-Lok does not verify ownership, possession rights, or the accuracy of any claims.

All disputes regarding ownership must be resolved directly between users or through appropriate legal channels.

6. No Guarantee of Recovery

We do not sell your personal information. We may share content you designate as searchable information in the following circumstances: 

• Lost or stolen property will be located
• Matches will occur or be accurate
• Any item will be returned or recovered

Use of the Service does not guarantee the likelihood of recovery. 

7. User Interactions and Safety 

You acknowledge that: 

• We do not verify user identities or conduct background checks 
• We do not screen users or monitor interactions in real time 

All interactions are at your own risk.

Safety Recommendation:

Users should meet only in public, well-lit locations, preferably designated safe exchange zones such as police department exchange areas, and should avoid sharing sensitive personal information.

8. Prohibited Conduct

You agree not to: 

• Submit false, misleading, or fraudulent information
• Use the Service for illegal or unauthorized purposes
• Post stolen property without accurate disclosure of its status
• Harass, threaten, exploit, or harm other users
• Upload malware or malicious code

We reserve the right to suspend, restrict, or terminate accounts and remove content at our sole discretion.

9. High-Value and Sensitive Property Disclaimer

Property-Lok is not responsible for items of significant monetary, legal, or regulatory value, including but not limited to jewelry, electronics, vehicles, financial instruments, or controlled property.

We do not insure, store, manage, or take custody of any property under any circumstances.

10. Third-Party Content Disclaimer

Property-Lok does not guarantee the accuracy, completeness, reliability, or legality of any user-submitted content.

All information should be independently verified before reliance.

11. Release of Liability

To the fullest extent permitted by Texas law, you release and waive any and all claims against Property-Lok arising out of or relating to: 

• Disputes between users
• Lost, stolen, misidentified, or unrecovered property
• User interactions, communications, or transactions

12. Indemnification

You agree to indemnify, defend, and hold harmless Property-Lok and its affiliates, officers, directors, employees, and agents from any claims, damages, liabilities, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to:

• Your use or misuse of the Service 
• Your violation of these Terms
• Your violation of any law or third-party rights

13. Limitation of Liability

To the fullest extent permitted by law:

• Property-Lok shall not be liable for any indirect, incidental, consequential, special, or punitive damages 
• Our total cumulative liability shall not exceed the greater of:
• The amount you paid to use the Service in the 12 months preceding the claim, or
• $100 USD

14. Law Enforcement and Legal Compliance 

We may, but are not obligated to, cooperate with law enforcement or regulatory authorities regarding suspected illegal activity, including reports of stolen property or fraud.

We are not responsible for legal outcomes, investigations, or dispute resolution. 

15. Abandoned Property

Property-Lok does not take possession of property. All issues relating to abandoned, unclaimed, or recovered property are governed by applicable law and are the sole responsibility of the involved users.

16. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, for any reason, including violation of these Terms or to protect the integrity of the Service.

We may, but are not obligated to, provide an explanation or opportunity to appeal.

17. Dispute Resolution and Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles.

Before filing a claim, you agree to attempt to resolve the dispute informally by contacting us.

If unresolved, disputes shall be brought exclusively in the state or federal courts located in Texas, and you consent to their jurisdiction and venue.

18. Arbitration

Agreement to Arbitrate:

Any dispute, claim, or controversy arising out of or relating to these Terms or the use of the Service shall be resolved by binding arbitration, except where prohibited by law.

Arbitration shall be administered by a recognized arbitration provider (such as the American Arbitration Association) under its applicable rules.

Class Action Waiver:

You agree to resolve disputes only on an individual basis and waive any right to participate in a class, collective, or representative action.

Either party may seek relief in small claims court for qualifying claims. You may opt out of this arbitration agreement by providing written notice within 30 days of first accepting these Terms.

19. Changes to Terms

We may update these Terms periodically.

• Continued use of the Service constitutes acceptance 
• Material changes will be communicated appropriately

20. Privacy

Your use of the Service is also governed by our Privacy Policy, which describes how we collect, use, and share information. By using the Service, you consent to our data practices as described therein.

21. Contact Information